Divorce is one of the most emotionally exhausting and financially complicated experiences someone can go through. You may feel overwhelmed, uncertain, and even frozen by fear. But if you’re even thinking about divorce, the time to start preparing is right now.
Because here’s the truth: Preparation isn’t just helpful. It can mean the difference between walking away with what you deserve or getting steamrolled by a process that moves fast and does not wait for you to catch up. The more you understand about your finances, the better your outcome will be. And yes, you will probably save money on attorneys’ fees too.
If you do not know how much money you have, where it is, or what your spouse has been doing with it, you are walking into divorce blind. That is not a risk you can afford to take.
But where do you start?
That is where my free Planning For Divorce guide comes in. It is a simple, powerful tool that gives you the first steps to take when you are thinking about divorce or have just begun the process. It is not overwhelming. It is not filled with legal jargon. It is just clear, smart advice to help you protect yourself and take control of your money right now.
I created this guide after helping hundreds of women navigate the financial side of divorce. I have seen it all. The hidden accounts. The surprise debts. The frantic rush to gather documents that suddenly go missing. I do not want that to be your story. You do not have to figure this out alone.
In the Planning For Divorce resource, we start with a checklist of some of the most important documents you should start gathering. These are critical documents that you’ll need in order to move forward, both in life and in your divorce. Think of things like birth certificates, details about your marriage, and your prenuptial agreement (if you had one).
Then we move into critical steps that are specifically related to your finances. This is where we get into the “protect yourself” part of things.
One of the most important steps here is opening a checking account in your name alone. If you have money in joint bank or investment accounts, ask your attorney how much he or she recommends you transfer to this new account. Your goal is to secure some money that your spouse can’t access. You will need money for an attorney and other expenses as you move through your divorce, so it’s important to have this money in an account that can’t be accessed by your ex. Keep your money safe!
You’ll also want to start gathering all of the financial documents that you have legal access to:
- Bank account statements
- Credit card statements
- Investment account statements
- Retirement account statements
- Tax returns
- Other financial documents
Why now? Because once divorce is on the table, things often disappear. Passwords get changed. Accounts go silent. Suddenly, access is denied. I see it happen all the time. Do not wait until it is too late.
The steps discussed here may seem small, but they are game-changers. They lay the groundwork for everything that comes next. They give you clarity, confidence, and a sense of control at a time when things may feel like they are spinning.
You are not powerless. You do not have to be unprepared. Taking action now can help you get a fair settlement, protect your credit, and start building the life you want after divorce.
Let me help you get started.
👉 Download your free copy of the Planning For Divorce guide and take the first step toward protecting yourself and your future.
